The platform opened on gov.gr
The possibility of 20,000 young people, couples and families to acquire a privately owned first home with subsidized interest rategives the program ‘My house II»A total budget of 2 billion euros, funded by 50% through the Recovery and Rules Fund and 50% of the banking institutions.
At 12.00 the platform was opened on gov.gr.
The program is implemented through the Hellenic Development Bank (EBA), in cooperation with the Ministries of Social Cohesion and Family, National Economy and Economic and Digital Government.
The process of submitting applications begins today, January 15, and for the service, interested parties can contact:
E-mail: [email protected] and
Telephone service at 211-1058652
The first step is to submit the application to the credit institution of the person’s choicewhere it submits the intended supporting documents. Among the supporting documents is the issuance of an eligibility certificate from Gov.gr via the special platform on gov.gr which will be available from today, 15/1 at 12.00 m. The person is linked by registering the personal codes of Taxis.
Once it enters the system, its details automatically pump. The interested party will receive from the system a request protocol number, learning a few days later the outcome of the audit. If it is considered eligible by the system, it prints and presents the certificate to the credit institution. The applicant may also submit the supporting documents to the credit institution and, once the Eligibility Certificate is issued, to provide it separately.
Attention: The fact that the Gov.gr platform registes a person as an eligible does not automatically imply that it is also acceptable in the program. The evaluation of the final eligibility is carried out by the credit institution.
The credit institution also informs in detail the documents that the applicant must provide at all stages.
It is important, the property that the applicant will find to have Property identityas it will save valuable time from the technical and legal audit followed by the credit institution and in addition, it will be compulsorily listed on the purchase contract.
Following the selection of the applicant’s property, the credit institution has thirty (30) days after the submission of the supporting documents to check the filling of eligibility criteria of the acquired property.
Following the positive response of the EAT, the credit institution must inform the beneficiary of the program. Approval of affiliation applies to ninety (90) days of its disclosure to the applicant.
During this time, the credit institution carries out legal and technical inspection on the property. If the audit is successfully completed, the beneficiary is informed to conclude the final purchase contract of the property.
Following the conclusion of the final market contract, the credit institution concludes the final recipient loan agreement.
The beneficiaries of the program are charged with the costs of legal and technical control of the property, as well as the costs related to the registration of weight on the acquired property (indicative: expense for the issuance of a mortgage registration decision of mortgage mortgage, expenses for the application for certificates, the summary of the judicial decision and the issuance of certificates, expenses for the declaration of the rights of the rights, provided that there is a Land Office, the costs of lifting offering).
The six improvements in “My Home II”
The age limit of beneficiaries increased to 50 years. In “My House 1”, the age limit was 39 years.
The income threshold for the unmarried increased from 16,000 to 20,000. The family is adjusted from 24,000 euros to 28,000 euros, with each child increasing the amount of EUR 4,000 (from 3,000 euros) and the income for a single parent family increases from EUR 27,000 to 31,000 euros, with each child after the first, first, first, first, after the first child after the first child after the first, after the first child after the first child, to increase the amount by 5,000 euros (from 3,000 euros).
The calculation of income will now be based on the average of the last three years and not just the last year if the person concerned exceeds the maximum income threshold.
The value of the property contract is increasing. It rises to 250,000 euros from 200,000 euros, allowing 90% of this price to be covered. The funding ceiling is 190,000 euros.
At the limit of 150 sq.m. No longer includes auxiliary spaces (warehouses, parking spaces, etc.), located in the public or public spaces of apartment building and are not independent horizontal properties, but belong to some horizontal property exclusively and are listed in the title.
For the first time special concern is provided for participating in the program of the residents of Evros. Families with two children acquiring their first home in the Municipalities of Orestiada, Soufli or Didymoteicho, are entitled to a 50% interest rate subsidy for the loan funded by the credit institution.
